If you’re ready to take the plunge into the exciting world of homeownership and have your sights set on a sparkling new home, you're definitely not alone. Modern design, top-of-the-line features, and that fresh-out-of-the-box feeling are all hard to resist. But building a brand-new home from scratch can be daunting, especially if you're tight on time or money. Luckily, Centex Homes has you covered. Our Quick Move-In homes (AKA QMIs) offer all the perks of new homes communities without the headaches, including faster move-in timelines, the latest and greatest features, and 10-year limited warranty coverage. Wait no longer, it's time to discover the stress-free path to your dream home today!

Quick Move-In Home: a Definition

Let’s talk about these amazing houses called 'Quick Move-In' homes. They are brand-new homes already in progress, and some are even 100% complete. The best part is that you can move in super quickly and still get all the benefits of a new home. Now, it's not always a slam dunk, but most of these homes are ready for you to start unpacking within 30-60 days. It's a fantastic option for anyone who's ready to upgrade their living situation without the long wait.

Quick Move-In homes are essentially brand-new homes that were either intentionally built by a thoughtful builder to balance out the community's construction schedule or were started by a buyer who, for whatever reason, had to back out of the purchase. That means all the design decisions have been made, but there's no homeowner to move in. And that, friends, presents a rare opportunity for someone to snag a fresh, new home in a short timeframe. It's like winning the lottery, but for real estate.

Quick Move-In Homes vs To-Be-Built Homes

If you're curious about Quick Move-In homes and how they compare with to-be-built homes, I've got you covered. Let's break it down together so you know exactly what you're getting into.

Similarities between Quick Move-In Homes & To-Be-Built Homes

1. Both QMIs and to-be-built homes use similar floor plans, which gives you the benefit of modern, new home layouts whether you choose to build the home from the ground up or as a QMI.

1. Both options feature similar materials and appliances.

1. Both options offer the same warranty, giving you peace of mind for years to come.

Differences between Quick Move-In Homes & To-Be-Built Homes

1. A QMI is going to have the design/add-on options already decided. It will not be as customizable as a to-be-built home. But QMIs still feature the top finishes in the community and are more likely to have modern touches versus a resale home.

1. Get ready for some exciting incentives when purchasing a Quick Move-In home. Builders know that time is of the essence when it comes to selling these homes, so they're pulling out all the stops to make sure they're scooped up quickly. As a result, you may find perks and bonuses attached to QMIs that aren't offered with other homes in the area. Don't miss out on the chance to snag an awesome deal on your dream home.

1. QMIs are the fastest and most efficient movers in the game. With their lightning-fast speed, you'll be unpacking your cherished belongings and decorating your dream abode in a jiffy. No more waiting around for days. With QMIs you'll be settled in no time.

Quick Move-In Home Timelines

So, we just covered what a Quick Move-In home is and how it differs from a home that has yet to be constructed. But let's get into the juicy bit – the timeline. A QMI purchase timeline generally goes a little something like this…

Step 1: Select a Home

When it comes to choosing a QMI, select the one that suits your needs. It is the initial step to achieving the desired results and maximizing your potential. With so many options out there, it can be overwhelming, but with a little research and thoughtful consideration, you can make an informed decision that will set you up for success. So, take your time and choose wisely – your future self will thank you.

Step 2: Buy/Start the Mortgage Process

Take the next big step of turning your dream into a reality by communicating your buying intentions with the sales team and initiating the mortgage process. It may require a week or so to execute, depending on your chosen provider and pre-approval.

Step 3: Get Conditional Loan approval

Your dream home is one step closer to becoming a reality. You've just received conditional approval for your mortgage. This means your lender has everything they need to take a deep dive and finalize the loan approval process. The quicker you provide the necessary documentation, the quicker you can move on to the next stage. It typically takes around two weeks to reach this milestone, so get that paperwork in ASAP.

Step 4: Get Final Loan Approval

Picture this: you've submitted all your paperwork and distantly hear your heart do a little happy dance as you eagerly await your approval for a loan. But hold up, it's not guaranteed just yet. Your lender will diligently pore over your documents yet again to ensure all requirements are met before giving the green light. This final stage could take anywhere from one to three business days.

Step 5: Lock In the Rate

Here is the low-down on what happens after you get that coveted final loan approval. Your lender will lock in your mortgage rate and then crunch more numbers to make sure everything's good to go. Usually, it's smooth sailing, but sometimes road bumps can appear. Fear not. Your closing timeline shouldn't be affected too much. Just trust the process and keep communicating with your agent and lender.

Step 6: Pre-Closing Orientation

Now that your loan has been taken care of, it's time for the fun stuff – exploring your brand-new home. You'll get to walk through every inch of your new abode with the construction manager, who will chat with you about any questions or concerns you may have. Plus, you'll get to check all the relevant paperwork so you can be confident in every decision you've made. This orientation usually happens a few days before the big closing day, and depending on where your home is in the construction process, it could be right on the heels of that final loan go-ahead.

 

Step 7: Sign Documents

Get ready to pick up that pen because it's time to sign those loan documents. This is where the magic happens and your dreams become a reality. So, take a deep breath and get ready to make your mark. You've got this.

Step 8: Close Home & Get Keys

Time to seal the deal and finally get the keys to your very own happy place. It's the part where you can let out a sigh of relief and give yourself a pat on the back for making it this far. It’s the moment you've probably been dreaming about, where you can start turning those Pinterest boards into reality and imagining all the cozy movie nights and friendly gatherings you'll have in your new abode. So, get ready to cross the finish line, because your dream home awaits you.

The timeline for purchasing, closing, and moving into your QMI can be as short as 30 days or up to 60 days. I know it sounds too good to be true but trust us, it's possible. Of course, delays can happen sometimes, but don't worry – our team at Centex will do everything we can to make the process as seamless and efficient as possible. So get ready to start living in your dream home sooner than you ever thought possible.

Now that you've learned about Quick Move-In homes  and how they differ from those to-be-built models  you might be thinking, "Hey, this is exactly what I need." Lucky for you, we've got plenty of those types of homes available for you to choose from at Centex. Check out Centex’s Quick Move-In homes for sale today. Your next dream home could be just a click away!

 

For more design inspiration, first-time homeowner articles, and the scoop on local hotspots, browse the Centex blog and get inspired.